XML file for use in your bank portal

The XML file to which the payments are transmitted after they have been processed is subject to a set of international rules. The XML file queued by Isah Finance meets the requirements set by the banks.

For the most frequently used banks, specific descriptions of the XML are provided below; it is also specified what information is required, plus the source of the information. The other banks are classified under SEPA General.

All XML files consist of roughly three components:

• Header containing general information about the payment: ID number, date and time of the payment, number of payment lines; total amount of the payment.
• Section containing the details of the other bank (e.g. Company Name, IBAN, etc.)
• Payment Details: this section is repeated for every payment line in the wizard, and contains, among other things, the debtor name and details, the reference, and the amount.